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Holmes Inspection Company
Kansas City Home Inspector


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The FHA-203(k) is a unique loan program that lets a  homebuyer or existing homeowners take that fixer-upper OR older outdated home and turn it into their “DREAM  HOME”  by financing OR re-financing that 1-to-4 family dwelling with one loan that includes both the purchase cost AND the repair or renovation costs in one loan AND allows them to do the renovation, repairs, or other improvements AFTER  they close.

After the loan is closed, the funds required for construction are deposited into a construction escrow account, and are disbursed as the construction progresses.

For most conventional mortgage loans, homebuyers buying properties in need of major repair OR even minor would have to pay for those repairs, renovation or upgrades out-of-pocket UPFRONT  AND if any of those improvements were a condition of  the financing because of  requirements in an appraisal or a home inspection, such as:  too many roofs, an old 60 amp fuse box, termite damage or a fire damaged property, THEN those repairs would have to be made PRIOR to the loan closing.

That’s why a FHA 203(k) loan is often referred to as “FHA’s Dream Loan”. The professionals at Holmes Inspection are trained and approved by FHA- 203(k) as 203(k) Consultants and certified FHA inspectors. Call Holmes Inspection Today.

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24/7 Online Scheduler – Click below to Book Your Home Inspection – THIS IS NOT A QUOTE CALCULATOR

By using this online scheduler, you are truly scheduling an appointment with the information you are entering. When you select “Schedule This Inspection” at the end of the process, you will be confirming your inspection.

If you need to schedule an inspection please call our office at 816.401.9988 and speak with one of our Customer Care Coordinators.

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